Types Of Mutual Fund म्यूच्यूअल फण्ड के प्रकार

TYPES OF MUTUAL FUND

Dosto maine pichli post me aplogo ko mutual fund ke bare me batya tha. Aj mai ap logo ko mutual fund kitne types ke hota hai. Aur unke objective ke bare me pure details ke sath samjhau ga. Mutual fund me risk bhaut kam hota hai. aur aap isme acchi kami kar sakte hai without risk ke. Aur aap isme minimum amount ke sath market me invesh kar sakte hai.

types of MF

 

Basically Mutual Fund two types ke hote hai.

  • Open ended fund/ scheme
  • Close ended fund/ scheme

Closed ended fund

Close ended fund ek tay kiya hua. Maturity period hota hai. jaise ki 3 month, 6 month, 1 year ya usse jayde bhi ho sakta hai. ye open ended fund ki trahe nhi hota hai. jo sare business base pe khule rahte hai. closed ended buy karne ke liye sirf starting launch ke duran paise nikalne ke AMC ke btaye gye time pe khulte hai. launch ke trunt baad ya bbad me fir ho sakta hai.

Open ended fund

Ye fund basically open ended fund hota hai. isme liquidity hi open ended scheme ki khash baat hai. issme investor sabhi business base ko invest kar sakte hai. Aps are business base se apne paise invest ya return le sakte hai.

MF SCHEME INVESTMENT OBJECTIVE KE HISAB SE DIVIDE KAR SKTE HAI

  • Equity Fund
  • Balance Fund
  • Index Fund
  • Income/ Bond Fund
  • Money Market/ Liquid Fund
  • Gilit Fund

 

EQUITY FUND

Equity fund share market me invest karte hai. yahe wo category hai jaha jaydetar investor mutual fund me invest karte hai. lekin kam time ke liye equity fund me invest riski ho sakta hai. Long term me aap in fund me acche return ki umeed kar sakte hai. Equity fund me kuch category hai. ELSS FUND , MID CAP SMALL CAP FUND, DIVERSIFIED FUND sabhi parakr ke funds equity funds pe unke invest ke types hai. Isme jokhim aur benefits ki predication kam hota hai.

BALANCED FUND

Balanced fund kam risk ke sath jayde profit pane wale iccha rkhne wale investor ke liye ye scheme idol hai. balanced fund aap phale se decide ratio me equity aur fixed income securities me invesh karte hai. Equity me nivesh fund ko teji se bhadne me help karta hai. fixed income securities me invest fund ko safe growth ki traf le jata hai.

Equity and Debt Securities me investment ek sath

  • Kam risk ke sath jayde profit
  • Risk bhaut kam hota hai

INDEX FUND

Index fund kisi ek market ke portfolio jaise SENSEX (bse), NIFTY (nse) etc ke portfolio ko show karte hai. apke investment ke track ko easy banata hai. Aise me scheme me NAV Index me utar chadav clear change hoga. Ye kuch fector ke wajhe se hota hai. jisko sath milakar technical language me trading error ka naam diya jata hai.

Is fund ki sari jankari MF ke offer document me di gyi hai.

INCOME/BOND FUND

Income funds debt securities me invest karte hai.

  • Bonds
  • Corporate Debentures
  • Government Securities
  • Money Market Instruments

Aise funds equity scheme ki tulna me kam riski hota hai. ye fund equity market ke utta chadav se prbhavit nhi hota hai. Inka bons jaydetar un logo ke liye hota hai jo kam risk lena chate hai.

MONEY MARKET/LIQUID FUND

Ye fund income fund hai. Iska motive hai assan liquidity dena. Original paise ko safe rakhena aur limited profit dena. Ye scheme safe and minimum time me invest karti hai.

Ex-

  • Trejory bills, certificate of deposite, commercial paper
  • Iss scheme me return upper niche hota rheta hai.

GILIT FUND

Gilit fund me kewal government securities me invest karte hai. Government securities me koi bhi fault and risk nhi hota hai. Iske NAV up down hote rahete hai. financial reason ke wajhe se interst me changing hota rheta hai.

classification of MF

 

HAPPY REPUBLIC DAY MY ALL FRIENDS

 THANK YOU…

2 thoughts on “Types Of Mutual Fund म्यूच्यूअल फण्ड के प्रकार

  1. sunita

    बहुत से लोग तो बस यही जानते है की आप bank से पैसे निकल सकते है और पैसे जमा करवा सकते है or Bank Net Banking Se Online Paise Transfer Kar Sakte Hai.लेकिन आपको ये नहीं पता होगा की आप bank mitra बनकर lakho कमा सकते है.

    वैसे तो हर कोई कहते है की उसकी सैलरी के साथ साथ extra इनकम भी हो ,क्युकी आज कल खर्चे ही इतने है की सैलरी में गुजरा नहीं होता.जो लोग extra इनकम के बारे में सोच रहे है या extra इनकम करना चाहते है तो वो bank mitra बन कर lakho रुपया कम सकते है

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *