Public Provident Fund Ki Puri Jankari Hindi Me – Market Expert

Public Provident Fund kya hai –

Hello friends aaj mai iss post me apko Public Provident Fund (PPF) ke bare me batau ga. Yadi aapko Public Provident Fund (PPF) Ke bare me kuch bhi nahi pta hai to ye post apke liye helpful hoga.Public Provident Fund (PPF) ek investment plan hai jiske through hum market me paise invest karte hai. Public Provident Fund ek bahut hi accha retirement option hai text saving ke liye. Public Provident Fund apko text free interest offer karta hai. Public Provident Fund ek bahut hi accha tarika hai. Jiske through aap apne aane wale kal ke liye bina tax diye inrest pa sakte hai. Iss artical me mai apko ye bhi batauga ki Public Provident Fund ka acount kaise aur kaha se open hota hai. Iske sath sath mai apko ye bhi batauga ki aap Public Provident Fund ke dwara maximum interest kaise paa sakte hai. kuch bhi start karne se pahle Public Provident Fund ke bare me acche se jankari lete hai.

sbi to ppf

Public Provident Fund ke Bare Me overview –

  • Public Provident Fund ek saving instrument hai jo tax saving se income tax benifit bhi provides karta hai. Iss scheme ko national saving institute of ministry of finance ne 1968 me launched kiya tha.
  • Public Provident Fund ek aisi scheme hai jisme aap kam se kam 500 aur usse jayde 1.5lac per year tak deposit kar sakte hai.
  • Indian government ke anusar Public Provident Fund ke acount me deposit kiye gaye amount par apko 8.1% Ka interest har saal milta hai. Aur ye interest har saal ke march ke month me paid kiya jata hai.
  • India ka koi bhi Naagrik Public Provident Fund me apna acount bahut hi easily open kar sakte hai.
  • Har ek Individual Public Provident Fund me kewal ek hi account open kar sakta hai.
  • Indian goverment me Public Provident Fund ek bahut hi accha investment scheme hai. Public Provident Fund me invest karne me apko kisi bhi parkar ka koi risk nahi lena padhta hai. Aap Public Provident Fund me low investment se bhi start kar sakte hai.

ppf knowledge

 Account kaise aur kaha se open karaye –

Public Provident Fund acount ki nayi guidelines ke anusaar aap Public Provident Fund acount post office se open kar sakte hai. Aap kisi bhi goverment post office se apna acount open kar sakte hai. jab koi person post office me jaa kar Public Provident Fund ke form ko bhar kar submit karke post office me jama kar dete hai. Uske baad post office ke log sabhi Public Provident Fund acount ke form ko collect karke. Uske uss bank me send kar dete hai jisse bank se apne Public Provident Fund account open karne ke liye apply kiya hota hai. Bahut se post office me online subhidha bhi hai jaha par woh sabhi form direct bank me send kar dete hai. Agar aap apna Public Provident Fund acount bank se open karna cahte hai. Tab aap bank se bhi open kar sakte hai. Bank se Public Provident Fund account open karna post office se jayade convenient hota hai. kyoki post office se fund transfer saving bank acount ke ECS se kiya jata hai. Agar baat kare ki kon kon se bank se aap Public Provident Fund acount open kar sakte hai to mai apako yaha par ek bank ki list share karta hu aap in list me se kisi bhi bank se apna Public Provident Fund Acount Open Kar sakte hai.

PPF Acount Open Karne Wale Bank ki List –

State Bank Of India, Corporation Bank, Dena Bank, IDBI Bank, Indian Overseas Bank, Oriental Bank State Bank Of Travancore, State Bank Of Hyderabad, State Bank Of Mysore, State Bank Of Bikaner and Jaipur, State Bank Of Patiala, Allahabad Bank, Bank Of Baroda, Bank Of India, Bank Of Maharashtra, Canara Bank, Central Bank Of India, Of Commerce, Punjab National Bank, Union Bank Of India, United Bank Of India, Andhra Bank, Vijaya Bank, Punjab And Sind Bank, UCO Bank, ICICI bank, Axis Bank..

 PPF Account Open ke Liye kis Document ki Jarurt Hoti Hai-

Public Provident Fund Acount Open Karne Ke Liye jin Document ki Jarurt hoti hai. Woh sabhi document bhaut hi simple Document hote hai. Jis person ke naam se Public Provident Fund Account open ho raha hai. Account open karte time par usko person ko bank aur post office me present rahena hoga. Public Provident Fund Acount Open Karne Ke Liye in chizo ki jarurt padhti hai.

  • 1 Badiya aur clean passport size photo
  •  Ek identity proof ki original copy jaise- Pan Card, Driving License etc.
  •  Ek Address Original copy verification karne ke liye. jaise- Electricty Bill, Aadhar Card Etc..
  •  Saving Bank Acount Number Respective Bank..

Inke alawa bhi aur document bank maag sakte hai. Bank aur post office apni jarurat ke anusaar aur kai document mang sakte hai.

Public Provident Fund Account se Paisa Kaise Withdraw Karte Hai –

Aap Public Provident Fund Acount se sare paise ek sath nahi Withdraw kar sakte hai. apko sare paise ek sath Withdraw karne ke liye acount lock period pura hona cahiye. Jaise ki agar apne apne acount ko 10 year ke liye lock kiya hai. To apko pure paise Withdraw karne ke liye 10 year ka wait karna hoga. 10 saal se phale aap apne account se kuch paise nikal sakte hai. Aapke account me deposit kiye gaye paise me har saal interest badhta rahega. Iske sath sath ek acchi scheme ye bhi hai ki agar aap 5th april ko apne account me deposite karte hai to apko 1 saal ke bajaye apka 11 month me hi intrest pura ho jayega. Yadi aap apne account ko 15 year ke liye lock kiye hai aur apko 15 saal se phale hi paise ki jarurt hai to apko apne paise ko Withdraw karne ke liye kam se kam 7 year wait karna hoga. 7 year ke baad hi aap apne Public Provident Fund Acount se paise Withdraw kar payege. Agar aap pure paise ke bajaye thode paise ko Withdraw karna cahte hai to aap har saal me ek baar Withdraw kar sakte hai. inke alawa aur bhi kai fayde hai jiska Anand aap Public Provident Fund me utha sakte hai.

 

Public Provident Fund ek bahut hi accha tarika hai jiske dawra hum apne saving paise par accha intrest paa sakte hai. Agar aap bhi apne future ke wajh se paresan hai, to aap Public Provident Fund me invest karke apne future ko accha bana sakte hai. Public Provident Fund me invest kiye gaye paise par apko kisi bhi parkar ka koi tax nahi dena hota hai. mtlab ki aapko apne profit me se kisi ko koi tax nhi pay karna hota hai. Public Provident Fund scheme koi fake scheme nahi hai kyoki iss scheme ko indian goverment khud chalati hai.

Apko agar ye post accha laga to aap jarur share kare, like kare, comment kare ,aur isse related koi bhi problem hai to aap mujhe mail bhi kar sakte hai.

MYPAISAGURU@GMAIL.COM

THANK YOU.

 

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